Christmas card swap

Good afternoon to all out in blogland. Wednesday, mid week, so on the way to the weekend. Hope it has not been too stressful thus far. Today I am showing a Christmas card I made for a swap with 10 ladies in our local RSA group. We were given a Z-fold instruction and the colours were white, black, gold and 1 other colour. This is my card.
Card that I used was white, a red with a shimmer, black and gold. (I followed the instructions, you see).
I cut the pointsetia with a Marianne designs die and mounted it onto a gold circle cut with a Nelle Snellen MFD, which in turn was mounted onto the black, with a gold layer under that. Punched out 2 corners with an EK punch. Put a pearl into the centre of the pointsetia.
The inside is very simple. The red card with the 2 corners punched and a white shimmer card, again cut with a NS die mounted onto the red, with the sentiment embossed in gold. A gold flourish cut with a Crealies die finished off the inside.
Hope you all have a good week and counting down to Christmas and the holidays.
Warm wishes